1
Current Affairs

Inflation: A savers worst enemy

3 Minutes' reading

For savers, and indeed all British consumers, inflation data for September released by the Office for National Statistics this week confirmed what was already known: the squeeze continues. For the first time since March 2012, the CPI touched 3 per cent – up from 2.9 per cent in August, and within just 100 basis points of Bank of England Governor Mark Carney being obliged to write to the Chancellor to explain why the target of 2 per cent has been missed by more than a percentage point.

By Brendan Ashe
20 October 2017
1

Drawdown fees: the price of pensions freedom

3 Minutes' reading

Few major policy shakeups are met without criticism in some corners, but it’s fair to say that the pension freedoms of 2015 have been viewed by retirees (and those approaching retirement) with a widespread, if cautious, embrace. Until then, it had effectively been mandatory for those of retirement age to annuitise their pension pots. 

By Brendan Ashe
12 October 2017
1
Popular

How tech start-ups are driving cross-sector collaboration

2 Minutes' reading

The word ‘disruption’ is often associated with fintech, and sporting a positive connotation to boot.

By Michael Todt
27 September 2017
1
Lender guides

Why our lender rates are increasing

2 Minutes' reading

We’re thrilled to announce that, as of Monday, our five-year lender rate is increasing to 5.5 per cent – the highest level it has reached since August 2016.

By Michael Todt
20 September 2017
1
Current Affairs

Is the end of BOE rate inertia finally in sight?

3 Minutes' reading

In this blog, we’ve argued time and again in favour of the Bank of England increasing base rates, and always been the first to back Monetary Policy Committee members, who, at varying intervals over the past eight years, have explicitly or implicitly conveyed hawkish instincts.

By Michael Todt
14 September 2017
1
Lender guides

The stock market and your pension

3 Minutes' reading

One of the advantages of pensions is that they can, by design, be very simple from a management point of view. Providers typically have default settings for your portfolio, occupying various real estate along the risk spectrum

By Michael Todt
7 September 2017
1
Current Affairs

UK house prices: Slow and steady wins the race

2 Minutes' reading

It is often remarked on the continent that Brits are especially obsessed with home ownership, and that in Europe it is perfectly normal and acceptable for someone to rent an abode for the duration of their lifetime.

By Michael Todt
31 August 2017
1
Current Affairs

Is auto-enrolment having an impact on pension saving?

3 Minutes' reading

Until recently, the absence of a workplace pension was the norm for many employees in the UK.

By Michael Todt
24 August 2017
1
Lender guides

What is the Financial Services Compensation Scheme?

3 Minutes' reading

You often hear the Financial Services Compensation Scheme (FSCS) mentioned within the realm of UK personal finance.

By Michael Todt
9 August 2017
1
Current Affairs

Savings rates: Is the tide turning?

2 Minutes' reading

A lot has been made of rising consumer debt recently, coupled with record-low levels of household savings. A squeeze on real wages has garnered some of the blame, but the big culprit is surely derisory interest rates

By Michael Todt
3 August 2017