1
Popular

How will an increase in Bank of England rates affect P2P lending?

4 Minutes' reading

With each passing day, savers are filled with hope that substantial and sustained increases to Bank of England (BoE) rates are on the cards.

By Scott Robertson
18 April 2018
1
Popular

Lending Works makes it £100 million - and counting!

2 Minutes' reading

This past week, Lending Works cemented its place as one of the UK’s biggest peer-to-peer lending platforms, surpassing the £100 million mark in terms of pounds lent.

By Scott Robertson
12 April 2018
1
IFISA

ISA season: Why the IFISA could be right for you

5 Minutes' reading

There is barely a week to go until the conclusion of the 2017/18 financial year, which means that, as ISA season begins to hot up, time is running out to take advantage of your ISA allowance.

By Scott Robertson
29 March 2018
1
IFISA

Are ISAs on the decline?

4 Minutes' reading

Following their inception at the end of the twentieth century, the popularity of ISAs initially soared. Unlike so many savings and investment products which intertwine with Britain’s fiendishly-complicated tax system, ISAs – and, in particular cash ISAs – presented a simple and straightforward means through which consumers could build their nest eggs.

By Scott Robertson
22 March 2018
1
Current Affairs

Energy price caps - how you can do more to save

3 Minutes' reading

The so-called Beast from the East may have subsided, but despite a welcome rise in the mercury, there is one inescapable consequence of the cold winter we've just endured - high energy bills.

By Scott Robertson
8 March 2018
1
IFISA

A handy guide to the 2018 ISA season

5 Minutes' reading

As the financial year end approaches, the financial services industry readies itself for a flurry of activity. That's in large part because, with just over a month to go, the so-called 'ISA season' is upon us. 

By Scott Robertson
1 March 2018
1
Current Affairs

The rise of Generation Rent - and Generation Landlord

3 Minutes' reading

There are a number of statistics which emphasise the growing generational wealth divide in the UK; such as the projection that so-called millennials will be the first in modern history to be poorer than their parents.

By Scott Robertson
21 February 2018
1
Current Affairs

Is a pension black hole looming for the self-employed?

3 Minutes' reading

The issue of self-employed workers has been something of a political football in the past. A number of reviews and consultations have been launched with respect to rights and responsibilities relating to the self-employed, while last year’s Spring Budget came in for major controversy as it sought to increase their National Insurance Contributions.

By Brendan Ashe
15 February 2018
1

Keeping your cool among bears and bulls

3 Minutes' reading

Investors around the world have enjoyed a remarkable run over the past 18 months, with major stock markets and headline indices soaring without relent. The Dow Jones worked its way up from the 20,000 mark a year ago to an impressive 26,616 last week. The Nikkei 225’s sharpest gains have come in the past six months, rising from around 19,500 to 24,124 at the end of January. The DAX Performance-Index shot up from under 12,000 to almost 13,600 in a similar timeframe.

On our shores, UK stocks and shares have done well to a slightly lesser extent, although the FTSE 100 has flown along from 6,021 at the time of the EU referendum to record highs of 7,778 when trading closed on 12 January 2018.

By Brendan Ashe
8 February 2018
1

Is the annuity set to rebound?

3 Minutes' reading

The annuity was once the bedrock of British retirement planning and a natural (and obligatory) alternative for those without final salary pension schemes. After all, why wouldn't you want the insurance of a guaranteed lifelong income? Of course, in the last decade, this long-standing premise has been smashed to smithereens as a result of a rapid decline in annuity rates.

By Brendan Ashe
1 February 2018