Fast and flexible
embedded lending solutions

Simple platform integration providing award-winning finance options to your customers, from point of sale optionality to full white label partnerships.
Award-winning personal loans

Award-winning personal loans

With over 4 million loan requests every year, our customers use Lending Works to fund everything from car payments, home improvements to weddings and more.
  • Prime and near-prime customers
  • Loans from £1,000 to £25,000
  • APRs from 5.9% to 39.9%

12.9% APR Representative

White label loans

White label loans

Open up new revenue streams and increase customer loyalty by offering personal loans to your customers. You can have an easy integration, world class customer experience and an end to end loan journey without leaving your platform.
  • Financial services
  • Insurance companies
  • Media companies and more
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White label loans
Online intermediaries

Online intermediaries

Integrate with our API to boost conversion and provide a better experience for customers. No misleading representative APRs and no lengthy applications.
  • Guaranteed rates
  • Personalised eligibility
  • Maximised conversion
  • Award-winning customer service
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Retail finance

Retail finance

Our cutting-edge retail platform is designed to give you and your customer an improved checkout experience. Offer additional simple and accessible payment options with Pay in 3 and Flexi Finance.
  • Increase sales
  • Larger basket sizes
  • Suite of tools
  • Customisable repayments
  • Wider customer base
  • Simple integration
Pay in 3
Pay in 3

Split purchases into 3 payments. Interest-free. Basket size from £50.

Flexi Finance
Flexi Finance

Retail finance from 6 to 60 months. Interest-free or interest-bearing. Basket size from £250.

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Retail finance

Secure and trusted

Ensuring security and reliability for our partners and customers is one of our top priorities. We’re ISO27001 certified and PCI DSS (Payment Card Industry Data Security Standard) compliant. Our systems and databases are encrypted using the most robust encryption standards available, and our application and infrastructure are subjected to regular external audits and testing. Our reliable platform is maintained at near-100% uptime. You can see the status of our system in real time here: Lending Works Status.