Terms and conditions

Lending your money

The latest terms and conditions applicable to your Lending Works Account:

Lender Platform Terms and Conditions – April 2020 (PDF)

Lender Platform Key Information – April 2020 (PDF)

The latest terms and conditions applicable to your Lending Works ISA:

ISA Terms and Conditions – February 2017 (PDF)

ISA Investor Key Information – April 2018 (PDF)

Personal loans

The latest terms and conditions applicable to your Lending Works Account:

Borrower Platform Terms and Conditions – April 2016 (PDF)

Please note: If you're approved for a Lending Works loan you will be provided with additional pre-contract documentation and a copy of your credit agreement prior to signing, the terms of which will be specific to your loan.

General policies

Details of how we identify, manage and mitigate conflicts of interest in relation to the Lending Works platform:

Lending Works Conflicts Policy (PDF)

The Lending Works Shield Policy sets out the structure, key features and governance framework of the Lending Works Shield Contingency Fund:

Lending Works Shield Policy (PDF)