Terms and conditions
Lending your money
The latest terms and conditions applicable to your Lending Works Account:
Lender Platform Terms and Conditions - April 2020 (PDF)
Lender Platform Key Information - April 2020 (PDF)
The latest terms and conditions applicable to your Lending Works ISA:
ISA Terms and Conditions - February 2017 (PDF)
ISA Investor Key Information - April 2018 (PDF)
Personal loans
The latest terms and conditions applicable to your Lending Works Account:
Borrower Platform Terms and Conditions – March 2022 (PDF)
These terms apply to:
- all new customers from the 1st of March 2022; and
- current customers for all new loans from the 1st of March 2022
Current customers with loans before the 1st of March 2022 must refer to:
Borrower Platform Terms and Conditions – April 2016 (PDF)
Please note: If you're approved for a Lending Works loan you will be provided with additional pre-contract documentation and a copy of your credit agreement prior to signing, the terms of which will be specific to your loan.
General policies
Details of how we identify, manage and mitigate conflicts of interest in relation to the Lending Works platform:
Lending Works Conflicts Policy (PDF)
The Lending Works Shield Policy sets out the structure, key features and governance framework of the Lending Works Shield Contingency Fund: