Welcome to fair finance

Lending Works isn’t like old fashioned finance companies. We're obsessively passionate about customer experience, using the latest technology and advanced data science to provide a world-class service to our customers.

Whether you're looking for a personal loan or retail finance at the point of sale, a business partner looking to integrate with our platform or a peer-to-peer investor looking for a better return on your money, we want your experience to be exceptional. Rather than focusing exclusively on profits, we focus on being fair, transparent and honest. These values not only make us proud of the way we treat our customers, but also help us to set a new standard in financial services.

Our story

Our story

Having observed the impact of the 'fair trade' movement, and how connecting people directly using smart technology had transformed other industries such as e-commerce and travel, co-founders Nick and Matt set out to bring this change to financial services. They quickly realised what was missing from most existing financial products - a fair deal for both sides. And so the idea for Lending Works was born.

Through many months of hard work, the Lending Works idea grew from a basic concept on the back of an envelope into a dynamic business, which launched in January 2014 from a little office in Farringdon, London. Since then, we've rapidly expanded our talented team, reached many thousands of customers and won countless customer service awards in the process. While the Lending Works team continues to grow, our focus has never shifted. Our customers are at the heart of everything we do.

Our vision guides us

We're pioneering fair financial services that people love

We're constantly innovating to ensure our loan customers, investors and business partners love using Lending Works. Our product development is shaped by our customers, for our customers, and being fair is in our DNA.

Ambitious culture

We're not perfect (yet!), but we're relentlessly working towards perfection, step-by-step. Our culture is a great example. Our engaged team bring heaps of ideas on how we can improve our culture, and they're given the freedom to make changes so Lending Works is a better place to work for all of us.

Our culture comprises several core principles: 

  • We're champions of personal development - Our team take responsibility for their personal development, and we support them every step of the way. 
  • We're all individuals - We want our team to come to work each day as themselves and express their individuality. We're a diverse bunch from all over the world and we celebrate our uniqueness.
  • We love sharing knowledge - We've got a talented team of experts across many fields, and we encourage knowledge-sharing, both internally and externally. From team lunch and learns or speaking at conferences and webinars to networking with the wider community at industry meet-ups.
  • Together, we'll achieve more - We want to become the UK's most-loved finance company. We'll only achieve this ambitious goal by working together - with our team, with our customers and with our business partners.

Want to join our team? Email hr@lendingworks.co.uk, we'd love to hear from you.

Our values

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