Personal loans

Fast. Fair. Simple.

Get a personalised quote in under three minutes, and receive money into your account within one working day.

12.9% APR Representative

Personal loans

We’re an award-winning personal loan provider. Our goal is to make getting a loan fast, fair, and simple.

Investments

We connect investors and borrowers via our peer-to-peer lending platform. Invest from £100 within a Classic or ISA account.

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Partner with us

Offer personal loans to your customers using our market-leading embedded lending technology.

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A smart, flexible and hands-off investment

Easy to set up. Easy to use.

Peer-to-peer lending shouldn’t be daunting, so we’ve reduced the complexity as well as adding first-loss cover provided by the Lending Works Shield. The result? A flexible, diversified and hassle-free investment.

Remember, with investments your capital is at risk.

Start investing

For more information, read our guide: How safe is peer-to-peer lending?

Tax-free investments with IFISAs

Innovative finance. Tax-free.

Invest up to £20,000 each year and easily transfer any existing ISA into our Innovative Finance ISA (IFISA). Benefit from tax-free interest on your peer-to-peer investment, while enjoying the same great benefits as our Classic account.

Projected returns are not guaranteed. With investments, your capital is at risk.

Open your ISA

Find out more by reading our guide: What is an Innovative Finance ISA

Our customers have helped us win

Any questions?

We'd love to hear from you

Monday to Friday from 9am until 5.30pm.

020 7096 8512 cs@lendingworks.co.uk

The Lending Works Shield does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Lending Works Trustee has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Lending Works Shield when considering whether or how much to invest. For more information click here.