Grow your savings

Grow your money

Earn up to 5.4% with market leading protection including default risk insurance. No fees for lending. With peer-to-peer lending your capital is at risk.

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Personal loans

Personal loans

Quick quote with no impact on your credit score. No sneaky fees or early repayment penalties. Apply in minutes and get the funds within two days.

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About Lending Works

About Lending Works

We’re a peer-to-peer lending platform which matches shrewd lenders with creditworthy personal loan borrowers, so both receive a much better deal.

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Shield Protection

Market leading protection

Lending Works is the only peer-to-peer lender that has insurance against:

  • Borrower defaults
  • Fraud
  • Cybercrime

Read more about the risks involved and how we manage them by clicking here.

Lending Works is a member of the P2PFA


Need some help?

We love talking to our customers!

Call us on 020 7096 8512

Email at

Lending Works wins Highly Commended at Moneywise Customer Service Awards 2015

”Better rates of interest to borrowers and lenders“

This is Money