How lending works
Simply create your account, transfer in your money, choose your rate and we'll take care of the rest.
1. Create your account
Register online in 2 minutes
by filling in our simple signup form.
2. Securely transfer your money
Start lending from as little as £10 by transferring
your money securely via bank transfer.
3. Choose your rate
Decide how long you wish to lend your money out for:
Want more flexibility?
Choose our 3 year rate by lending on loans of up to 3 years
Want higher interest?
Choose our 5 year rate by lending on loans of 4 and 5 years
Want both the increased flexiblity and higher interest rate? Split your money across the two rates. You're in control.
4. Manage your monthly repayments
Grow your money further
Set up your account to automatically re-lend your repayments, so your interest earns interest too. You can also choose your re-lending terms: 3 year lending, 5 year lending or any combination of the two.
Take your repayments as income
Alternatively, set up your account to automatically transfer your repayments straight into your bank account, either weekly or monthly. You can choose to withdraw interest only, or the full repayments. Prefer a more hands-on approach? Turn off all automatic settings and manage your account manually. The choice is yours.
5. Enjoy watching your money grow
You're all set up.
What happens next? Your offers will be placed in the queue to be matched with creditworthy borrowers. You'll be able to manage your offers and see exactly how long we anticipate it will take to match your money. As soon as you're matched, watch your money grow!