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    1. Home
    2. Technology
    • The regtech revolution is upon us
      Scott Robertson - 12 July 2019

      Numerous theories have emerged as to why the UK has endured such a severe productivity problem over the last decade. Growth in productivity of just 2 per cent during that period would typically have been accomplished within a single year prior to the financial crisis, and thus the 'productivity puzzle' continues to confound economists

    • Contactless, fintech and the future of payments
      Scott Robertson - 27 April 2018

      As an economy, we're a collective of buyers and sellers. One thing both parties have in common is that they want the process of making a payment to be as quick, convenient and safe as possible.

    • How to stay safe online in 2018
      Brendan Ashe - 26 January 2018

      As the world's dependence on technology escalates, so too do the twin threats of fraud and cybercrime. And Brits, in particular, seem to be affected, especially so by the latter.

    • Bitcoin: Bubble or paradigm shift?
      Brendan Ashe - 7 December 2017

      This week, Bitcoin breached the $12,000 mark for the first time. The total value of all Bitcoins is now approaching $100bn.

    • AI: The rise of the machines
      Brendan Ashe - 9 November 2017

      Undoubtedly the biggest driver of change over the coming decades will be Artificial Intelligence (AI) – a much-publicised subject, but also one which is often poorly understood.

    • How tech start-ups are driving cross-sector collaboration
      Michael Todt - 27 September 2017

      The word ‘disruption’ is often associated with fintech and sporting a positive connotation to boot.

    • Keeping yourself safe from fraud and cybercrime
      Michael Todt - 10 November 2016

      We’ve written previously about the likelihood of a cashless society in the UK, and one of a number of reasons why such a prospect is unlikely in the short term is due to concerns relating to security with respect to online fraud and cybercrime.

    • Auctions, CD Players and Fax Machines
      Michael Todt - 9 September 2015

      Is the hammer itself, under the hammer? Got to love a cryptic question, huh? Much as we enjoy a good riddle, this one isn’t all that mysterious though.

    • Britain - The bridge between innovation and success
      Michael Todt - 7 May 2015

      Occasionally, the temptation can be to look across the pond and see the United States as some sort of older brother.

    • Shellshock vulnerability - We are Shielded
      Nicholas Harding - 29 September 2014

      Shellshock is a security vulnerability recently discovered by a team of security researchers.

    • Innovate Finance - FinTech industry body
      Nicholas Harding - 7 August 2014

      A new industry body designed to unify and accelerate growth in technology-led financial services innovators has launched.

    Featured

    • Credit risk performance update - October 2020
      Ines Maia - 30 October 2020
      Summary of a post.
    • Credit risk performance update - July 2020
      Ines Maia - 31 July 2020
      Summary of a post.
    • Lending Works set to receive significant growth capital
      - 3 July 2020
      Summary of a post.
    • Credit risk performance update - April 2020
      Ines Maia - 30 April 2020
      Summary of a post.
    • Credit risk performance update - January 2020
      Ines Maia - 29 January 2020

      In line with our risk management framework, today we published our Q4 2019 performance update.

    • Lending Works ranks 21st in the Sunday Times Hiscox Tech Track 100
      Scott Robertson - 6 September 2019

      As a platform, we take great pride in all that we've achieved since opening our doors for business nearly six years ago. We’ve 

    Most popular

    • Our take on Budget Day 2020
      Anthony Burgess - 13 March 2020

      Wednesday’s Budget speech, coupled with the cut to Bank of England rates, represented a decisive response to the coronavirus. Here we analyse the impact it will have on mitigating disruption from Covid-19, along with the long-term implications of this significant fiscal stimulus.

    • A crucial Budget for UK enterprise
      Anthony Burgess - 3 March 2020

      Rumblings from the Treasury ahead of next week's Budget suggest tax grabs will be needed to fund increased spending, and it appears UK enterprise could be in the firing line. Here we articulate why targeting entrepreneurs and small business is ill advised.

    • How to improve conversion rates
      Scott Robertson - 28 June 2019

      In a difficult climate, customer acquisition and lead generation present stern challenges for UK retailers, and a great deal of marketing spend invariably gets directed towards getting feet through the door. 

    • 5 ways to improve customer retention
      Scott Robertson - 27 June 2019

      There is a variety of literature and research illustrating the importance of building brand loyalty, albeit with some degree of variance. 

    • The rise of challenger banks
      Michael Todt - 21 April 2016

      Over the last decade, there can be little dispute that the reputation of mainstream banks – and particularly the so-called ‘Big Four’ (HSBC, Barclays, Lloyds and RBS) – is at its lowest ebb.

    • Peer-to-peer lending explained
      Nicholas Harding - 2 March 2015

      The idea of peer-to-peer (P2P) lending is a simple one; you lend money to those who wish to borrow, with a view to receiving a great return for doing so.

    Recent

    • Credit risk performance update - December 2020
      Ines Maia - 29 January 2021
      Summary of a post.
    • IFISAs: an appealing middle ground this ISA season
      Anthony Burgess - 18 March 2020

      The 2019-20 ISA season has been a damp squib, with banks disinterested in attracting savers’ cash, rates cut, and the stock market in freefall. However, the emergence of the IFISA means alternatives beckon for those seeking a stable middle ground in terms of risk and reward.

    • Why do asset prices keep climbing?
      Anthony Burgess - 25 February 2020

      In a decade of slow recovery, the rapid rise in asset prices has been the standout. But how sustainable has price growth been, and could we be in the midst of a bubble?

    • Fear not for British retail – an exciting future awaits
      Robbie Humphreys - 19 February 2020
      Summary of a post.
    • Income Tax: It’s here to stay
      Anthony Burgess - 11 February 2020

      Most people consider income tax to be a given, but in the UK it is barely two centuries old. In this article, we look at how this tax has developed over the years, and also why it is set to remain at the core of our tax system for many decades to come.

    • Open banking: slow, but steady progress
      Anthony Burgess - 5 February 2020

      Open banking celebrated its second birthday last month, but has the ‘revolution for financial services’ that was promised actually come to pass? In this article, we look at the progress the initiative has made so far, and what the future holds in the face of high levels of scepticism.

The Lending Works Shield does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Lending Works Trustee has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Lending Works Shield when considering whether or how much to invest. For more information click here.

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Lending Works Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 723151), a member of Cifas (leaders in fraud prevention) and registered with the Information Commissioner's Office (ICO) (registration number ZA002001). Lending Works Limited is registered in England and Wales (company number 8302549) and its registered office is at 60 Gray's Inn Road, London, WC1X 8AQ. All data from this website (including statistical or market data) is protected by © and may not be used for any purpose without a licence. © Lending Works Limited 2020. All rights reserved.