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    1. Home
    2. Finance
    • 5 money-saving resolutions for 2016
      Michael Todt - 23 December 2015

      Season’s Greetings to you all, and we hope you’re enjoying the most wonderful time of the year!

    • FCA regulation: A game changer for the good
      Michael Todt - 8 October 2015
      Summary of a post.
    • UK Student debt: Myths, musts & payday lenders
      Michael Todt - 17 September 2015

      Seeing was believing as Jeremy Corbyn romped to victory in the Labour leadership contest over the weekend.

    • Quick guide to how our interest rates work
      Michael Todt - 23 July 2015

      When making the decision to lend through a peer-to-peer platform there are many things to consider. 

    • To buy or not to buy?
      Michael Todt - 1 July 2015

      For many people in their 20s and 30s in the UK, the ultimate dream is to get a foothold on the housing ladder. <--break->

    • 5 awkward money conversations you need to have
      Michael Todt - 25 June 2015

      Nothing can bring up those cringe-worthy, uncomfortable exchanges quite like money can.

    • 5 absolute MUSTS for first-time sellers
      Michael Todt - 9 June 2015

      So, we’ve done our bit and given advice on how to save for your first home in an earlier piece. But what about those looking to sell for the first time?

    • Have the 2015 pension reforms had any impact?
      Michael Todt - 30 April 2015

      We’re just three weeks into the pension freedoms, and already researchers are scrambling for data to demonstrate any significant change in the behaviour of over 55s.

    • Get your credit file in tip-top shape
      Michael Todt - 15 April 2015

      The new tax year is upon us, and while it might not be renowned as a time for the ‘life-changing’ resolutions we make on New Year’s Eve, it’s still a good time to reflect on your personal finances and consider your commitments for the next 12 months.

    • Pensioners, we're giving you 4 reasons to smile
      Michael Todt - 31 March 2015

      It’s been billed by many as ‘pension freedom day,’ and with the countdown to April 6 having now begun in earnest, excitement levels among soon-to-be pensioners are reaching fever pitch.

    • Introducing our all new Auto Income tool!
      Michael Todt - 17 March 2015

      At Lending Works, we’re committed to delivering greater control and flexibility to our lenders, and once again we’ve taken things to a new level by bringing in our brand new Auto Income tool.

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    Featured

    • Credit risk performance update - October 2020
      Ines Maia - 30 October 2020
      Summary of a post.
    • Credit risk performance update - July 2020
      Ines Maia - 31 July 2020
      Summary of a post.
    • Lending Works set to receive significant growth capital
      - 3 July 2020
      Summary of a post.
    • Credit risk performance update - April 2020
      Ines Maia - 30 April 2020
      Summary of a post.
    • Credit risk performance update - January 2020
      Ines Maia - 29 January 2020

      In line with our risk management framework, today we published our Q4 2019 performance update.

    • Lending Works ranks 21st in the Sunday Times Hiscox Tech Track 100
      Scott Robertson - 6 September 2019

      As a platform, we take great pride in all that we've achieved since opening our doors for business nearly six years ago. We’ve 

    Most popular

    • Our take on Budget Day 2020
      Anthony Burgess - 13 March 2020

      Wednesday’s Budget speech, coupled with the cut to Bank of England rates, represented a decisive response to the coronavirus. Here we analyse the impact it will have on mitigating disruption from Covid-19, along with the long-term implications of this significant fiscal stimulus.

    • A crucial Budget for UK enterprise
      Anthony Burgess - 3 March 2020

      Rumblings from the Treasury ahead of next week's Budget suggest tax grabs will be needed to fund increased spending, and it appears UK enterprise could be in the firing line. Here we articulate why targeting entrepreneurs and small business is ill advised.

    • How to improve conversion rates
      Scott Robertson - 28 June 2019

      In a difficult climate, customer acquisition and lead generation present stern challenges for UK retailers, and a great deal of marketing spend invariably gets directed towards getting feet through the door. 

    • 5 ways to improve customer retention
      Scott Robertson - 27 June 2019

      There is a variety of literature and research illustrating the importance of building brand loyalty, albeit with some degree of variance. 

    • The rise of challenger banks
      Michael Todt - 21 April 2016

      Over the last decade, there can be little dispute that the reputation of mainstream banks – and particularly the so-called ‘Big Four’ (HSBC, Barclays, Lloyds and RBS) – is at its lowest ebb.

    • Peer-to-peer lending explained
      Nicholas Harding - 2 March 2015

      The idea of peer-to-peer (P2P) lending is a simple one; you lend money to those who wish to borrow, with a view to receiving a great return for doing so.

    Recent

    • IFISAs: an appealing middle ground this ISA season
      Anthony Burgess - 18 March 2020

      The 2019-20 ISA season has been a damp squib, with banks disinterested in attracting savers’ cash, rates cut, and the stock market in freefall. However, the emergence of the IFISA means alternatives beckon for those seeking a stable middle ground in terms of risk and reward.

    • Why do asset prices keep climbing?
      Anthony Burgess - 25 February 2020

      In a decade of slow recovery, the rapid rise in asset prices has been the standout. But how sustainable has price growth been, and could we be in the midst of a bubble?

    • Fear not for British retail – an exciting future awaits
      Robbie Humphreys - 19 February 2020
      Summary of a post.
    • Income Tax: It’s here to stay
      Anthony Burgess - 11 February 2020

      Most people consider income tax to be a given, but in the UK it is barely two centuries old. In this article, we look at how this tax has developed over the years, and also why it is set to remain at the core of our tax system for many decades to come.

    • Open banking: slow, but steady progress
      Anthony Burgess - 5 February 2020

      Open banking celebrated its second birthday last month, but has the ‘revolution for financial services’ that was promised actually come to pass? In this article, we look at the progress the initiative has made so far, and what the future holds in the face of high levels of scepticism.

    • Has the energy price cap worked?
      Anthony Burgess - 28 January 2020

      On the face of it, a 'broken' energy market needed fixing, and the price caps introduced in early 2019 were heralded as the solution. But, one year later, have they actually helped consumers save?

The Lending Works Shield does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Lending Works Trustee has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Lending Works Shield when considering whether or how much to invest. For more information click here.

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Lending Works Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 723151), a member of Cifas (leaders in fraud prevention) and registered with the Information Commissioner's Office (ICO) (registration number ZA002001). Lending Works Limited is registered in England and Wales (company number 8302549) and its registered office is at 60 Gray's Inn Road, London, WC1X 8AQ. All data from this website (including statistical or market data) is protected by © and may not be used for any purpose without a licence. © Lending Works Limited 2020. All rights reserved.