Skip to main content
 
  • Peer-to-peer lending
    • Overview
    • How it works
  • Innovative Finance ISA
    • Overview
    • How it works
  • Personal loans
  • About us
    • Company & culture
    • Meet the team
    • Risk management
    • The Shield
    • Statistics
    • Blog
  • Contact us
  • Help centre
    • Overview
    • Lender help
    • ISA help
    • Borrower help
    • Finance guides
  • Log in
  • My account
  • Peer-to-peer lending
    • Overview
    • How it works
  • Innovative Finance ISA
    • Overview
    • How it works
  • Personal loans
  • About us
    • Company & culture
    • Meet the team
    • Risk management
    • The shield
    • Statistics
    • Blog
  • Contact us
  • Help centre
    • Overview
    • Lender help
    • Borrower help
    • ISA help
    • Finance guides
  • ISA
  • Peer to peer
  • Investing
  • Retail finance
  • Finance
  • Technology
  • Economy
  • Current affairs
    1. Home
    2. Finance
    • 5 awkward money conversations you need to have
      Michael Todt - 25 June 2015

      Nothing can bring up those cringe-worthy, uncomfortable exchanges quite like money can.

    • 5 absolute MUSTS for first-time sellers
      Michael Todt - 9 June 2015

      So, we’ve done our bit and given advice on how to save for your first home in an earlier piece. But what about those looking to sell for the first time?

    • Have the 2015 pension reforms had any impact?
      Michael Todt - 30 April 2015

      We’re just three weeks into the pension freedoms, and already researchers are scrambling for data to demonstrate any significant change in the behaviour of over 55s.

    • Get your credit file in tip-top shape
      Michael Todt - 15 April 2015

      The new tax year is upon us, and while it might not be renowned as a time for the ‘life-changing’ resolutions we make on New Year’s Eve, it’s still a good time to reflect on your personal finances and consider your commitments for the next 12 months.

    • Pensioners, we're giving you 4 reasons to smile
      Michael Todt - 31 March 2015

      It’s been billed by many as ‘pension freedom day,’ and with the countdown to April 6 having now begun in earnest, excitement levels among soon-to-be pensioners are reaching fever pitch.

    • Introducing our all new Auto Income tool!
      Michael Todt - 17 March 2015

      At Lending Works, we’re committed to delivering greater control and flexibility to our lenders, and once again we’ve taken things to a new level by bringing in our brand new Auto Income tool.

    • Pre-tirement is the new retirement
      Michael Todt - 12 March 2015

      For many, the prospect of retirement evokes images of rocking chairs, time spent in the garden, playing golf, and deservedly bearing the fruits of relaxation for 40-odd years' labour.

    • IWD: A time for pension reflection
      Michael Todt - 6 March 2015

      This Sunday marks one of great significance, as the world comes together to observe International Women’s Day (IWD).

    • UK Pensions - Your money, your choice
      Nicholas Harding - 26 February 2015

      Last year’s announcement by Chancellor George Osborne regarding the pension reforms gave many soon-to-be pensioners cause for celebration. 

    • Quick guide to credit scoring
      Nicholas Harding - 18 April 2014

      As a responsible lender, we take into account your personal circumstances when applying for a loan with us. To help us do this, applications are assessed using a process called credit scoring.

    • 'Right to withdraw' periods
      Nicholas Harding - 18 April 2014

      The peer-to-peer lending sector is regulated by the Financial Conduct Authority (FCA). The FCA rules mandate all peer-to-peer lending platforms to offer borrowers a 14-day 'right to withdraw' period, during which they can withdraw from their agreements without penalty.

  • « first
  • ‹ previous
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • next ›
  • last »

    Featured

    • Lending Works ranks 21st in the Sunday Times Hiscox Tech Track 100
      Scott Robertson - 6 September 2019

      As a platform, we take great pride in all that we've achieved since opening our doors for business nearly six years ago. We’ve 

    • New product updates live!
      Scott Robertson - 22 July 2019

      Since opening our doors back in 2014, we’ve always prided ourselves on living and breathing two key principles at Lending Works: innovation, and putting the customer first in everything we do.

    • What is Retail Finance?
      Scott Robertson - 28 June 2019

      With the retail sector enduring its fair share of challenges, companies are looking at new ways to attract customers, and drive conversion. In an overcrowded, dog-eat-dog marketplace, with behemoths such as Amazon flexing their muscle, it’s easier said than done. 

    • A guide to the new peer-to-peer lending FCA regulations (PS19/14)
      Scott Robertson - 14 June 2019

      On 4 June 2019, the Financial Conduct Authority (FCA) released its new regulatory framework for peer-to-peer lending (P2P); a Policy Statement known as PS19/14. As you might imagine, it's a document which, following a three-month consultation, is a hefty read of no fewer than 102 pages. 

    • How risky are IFISAs?
      Scott Robertson - 22 March 2019

      When it comes to investing, there are numerous questions that need to be asked, and lots of things which need to be properly understood before committing your hard-earned money

    Most popular

    • How to improve conversion rates
      Scott Robertson - 28 June 2019

      In a difficult climate, customer acquisition and lead generation present stern challenges for UK retailers, and a great deal of marketing spend invariably gets directed towards getting feet through the door. 

    • 5 ways to improve customer retention
      Scott Robertson - 27 June 2019

      There is a variety of literature and research illustrating the importance of building brand loyalty, albeit with some degree of variance. 

    • The rise of challenger banks
      Michael Todt - 21 April 2016

      Over the last decade, there can be little dispute that the reputation of mainstream banks – and particularly the so-called ‘Big Four’ (HSBC, Barclays, Lloyds and RBS) – is at its lowest ebb.

    • Peer-to-peer lending explained
      Nicholas Harding - 2 March 2015

      The idea of peer-to-peer (P2P) lending is a simple one; you lend money to those who wish to borrow, with a view to receiving a great return for doing so.

    • FCA regulation of the peer-to-peer lending industry
      Nicholas Harding - 18 April 2014

      The peer-to-peer (P2P) lending industry is now regulated by the Financial Conduct Authority (FCA). The regulatory framework has been designed to protect customers and promote effective competition.

    Recent

    • Could ‘helicopter money’ be an economic solution?
      Scott Robertson - 21 November 2019

      Ahead of the IMF’s world economic outlook last month, new managing director Kristalina Georgieva described the global economy as being in a ‘synchronised slowdown’, and the institution has subsequently trimmed growth forecasts for 2020. 

    • Has the tax burden gone too far?
      Scott Robertson - 13 November 2019

      The barely-anticipated Autumn Budget, perhaps predictably, fell by the wayside last week, with the country now heading to the polls next month. 

    • The risks of negative interest rates
      Scott Robertson - 30 October 2019
      Summary of a post.
    • A health check on Britain’s jobs market
      Scott Robertson - 24 October 2019

      Last week we took stock of the labour market, with the latest Office for National Statistics (ONS) data showing that the tide may be beginning to turn on Britain's so-called 'jobs miracle'. Unemployment ticked up to 3.9 per cent for June to August (an increase of 0.1 per cent), with the number of people in work falling by 56,000.

    • What next for stamp duty?
      Scott Robertson - 17 October 2019

      Whenever discussion turns to Britain’s misfiring property market, the words ‘stamp duty’ are seldom far away. Indeed, over the past two decades, it’s been something of a political football – one which has had a profound impact on both housing transactions, and the coffers at the Treasury.

    • Can economic growth be environmentally sustainable?
      Scott Robertson - 10 October 2019

      In recent months, it’s been interesting to observe the reception to Greta Thunberg, the 16-year old climate change activist who has been afforded some high-profile forums. The impassioned viewpoints she has shared have earned her legions of fans, albeit no shortage of detractors too. In particular, a speech at the United Nations climate change summit stirred fractious debate. 

The Lending Works Shield does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Lending Works Trustee has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Lending Works Shield when considering whether or how much to invest. For more information click here.

  • Lending Works Blog
    • ISA
    • Peer to peer
    • Investing
    • Finance
    • Technology
    • Economy
    • Current affairs
  • Lending Works
    • About Us
    • Contact Us
    • Finance Guides
    • Help Centre
    • Innovative Finance ISA
    • Lending Works Retail Finance
    • Peer to Peer Lending

Lending Works Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 723151), a member of Cifas (leaders in fraud prevention) and registered with the Information Commissioner's Office (ICO) (registration number ZA002001). Lending Works Limited is registered in England and Wales (company number 8302549) and its registered office is at 60 Gray's Inn Road, London, WC1X 8AQ. All data from this website (including statistical or market data) is protected by © and may not be used for any purpose without a licence. © Lending Works Limited 2019. All rights reserved.