• 5 awkward money conversations you need to have
      Michael Todt - 25 June 2015

      Nothing can bring up those cringe-worthy, uncomfortable exchanges quite like money can.

    • 5 absolute MUSTS for first-time sellers
      Michael Todt - 9 June 2015

      So, we’ve done our bit and given advice on how to save for your first home in an earlier piece. But what about those looking to sell for the first time?

    • Have the 2015 pension reforms had any impact?
      Michael Todt - 30 April 2015

      We’re just three weeks into the pension freedoms, and already researchers are scrambling for data to demonstrate any significant change in the behaviour of over 55s.

    • Get your credit file in tip-top shape
      Michael Todt - 15 April 2015

      The new tax year is upon us, and while it might not be renowned as a time for the ‘life-changing’ resolutions we make on New Year’s Eve, it’s still a good time to reflect on your personal finances and consider your commitments for the next 12 months.

    • Pensioners, we're giving you 4 reasons to smile
      Michael Todt - 31 March 2015

      It’s been billed by many as ‘pension freedom day,’ and with the countdown to April 6 having now begun in earnest, excitement levels among soon-to-be pensioners are reaching fever pitch.

    • Introducing our all new Auto Income tool!
      Michael Todt - 17 March 2015

      At Lending Works, we’re committed to delivering greater control and flexibility to our lenders, and once again we’ve taken things to a new level by bringing in our brand new Auto Income tool.

    • Pre-tirement is the new retirement
      Michael Todt - 12 March 2015

      For many, the prospect of retirement evokes images of rocking chairs, time spent in the garden, playing golf, and deservedly bearing the fruits of relaxation for 40-odd years' labour.

    • IWD: A time for pension reflection
      Michael Todt - 6 March 2015

      This Sunday marks one of great significance, as the world comes together to observe International Women’s Day (IWD).

    • UK Pensions - Your money, your choice
      Nicholas Harding - 26 February 2015

      Last year’s announcement by Chancellor George Osborne regarding the pension reforms gave many soon-to-be pensioners cause for celebration. 

    • Quick guide to credit scoring
      Nicholas Harding - 18 April 2014

      As a responsible lender, we take into account your personal circumstances when applying for a loan with us. To help us do this, applications are assessed using a process called credit scoring.

    • 'Right to withdraw' periods
      Nicholas Harding - 18 April 2014

      The peer-to-peer lending sector is regulated by the Financial Conduct Authority (FCA). The FCA rules mandate all peer-to-peer lending platforms to offer borrowers a 14-day 'right to withdraw' period, during which they can withdraw from their agreements without penalty.

    Recent

    • Could ‘helicopter money’ be an economic solution?
      Scott Robertson - 21 November 2019

      Ahead of the IMF’s world economic outlook last month, new managing director Kristalina Georgieva described the global economy as being in a ‘synchronised slowdown’, and the institution has subsequently trimmed growth forecasts for 2020. 

    • Has the tax burden gone too far?
      Scott Robertson - 13 November 2019

      The barely-anticipated Autumn Budget, perhaps predictably, fell by the wayside last week, with the country now heading to the polls next month. 

    • The risks of negative interest rates
      Scott Robertson - 30 October 2019
      Summary of a post.
    • A health check on Britain’s jobs market
      Scott Robertson - 24 October 2019

      Last week we took stock of the labour market, with the latest Office for National Statistics (ONS) data showing that the tide may be beginning to turn on Britain's so-called 'jobs miracle'. Unemployment ticked up to 3.9 per cent for June to August (an increase of 0.1 per cent), with the number of people in work falling by 56,000.

    • What next for stamp duty?
      Scott Robertson - 17 October 2019

      Whenever discussion turns to Britain’s misfiring property market, the words ‘stamp duty’ are seldom far away. Indeed, over the past two decades, it’s been something of a political football – one which has had a profound impact on both housing transactions, and the coffers at the Treasury.

    • Can economic growth be environmentally sustainable?
      Scott Robertson - 10 October 2019

      In recent months, it’s been interesting to observe the reception to Greta Thunberg, the 16-year old climate change activist who has been afforded some high-profile forums. The impassioned viewpoints she has shared have earned her legions of fans, albeit no shortage of detractors too. In particular, a speech at the United Nations climate change summit stirred fractious debate. 

The Lending Works Shield does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Lending Works Trustee has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Lending Works Shield when considering whether or how much to invest. For more information click here.