Nothing can bring up those cringe-worthy, uncomfortable exchanges quite like money can.
We’re just three weeks into the pension freedoms, and already researchers are scrambling for data to demonstrate any significant change in the behaviour of over 55s.
The new tax year is upon us, and while it might not be renowned as a time for the ‘life-changing’ resolutions we make on New Year’s Eve, it’s still a good time to reflect on your personal finances and consider your commitments for the next 12 months.
It’s been billed by many as ‘pension freedom day,’ and with the countdown to April 6 having now begun in earnest, excitement levels among soon-to-be pensioners are reaching fever pitch.
At Lending Works, we’re committed to delivering greater control and flexibility to our lenders, and once again we’ve taken things to a new level by bringing in our brand new Auto Income tool.
For many, the prospect of retirement evokes images of rocking chairs, time spent in the garden, playing golf, and deservedly bearing the fruits of relaxation for 40-odd years' labour.
As a responsible lender, we take into account your personal circumstances when applying for a loan with us. To help us do this, applications are assessed using a process called credit scoring.
The peer-to-peer lending sector is regulated by the Financial Conduct Authority (FCA). The FCA rules mandate all peer-to-peer lending platforms to offer borrowers a 14-day 'right to withdraw' period, during which they can withdraw from their agreements without penalty.