Product comparison

Pay in 3
We finance everyday items to help customers buy more of the things that matter most.
- Split small-ticket items into 3 interest-free payments
- Finance from £50
- No FCA regulation required
- No early repayment fees

Flexi Finance
Flexible finance for higher value baskets, tailored to you and your customers.
- Interest-free and interest-bearing finance from £250 to £25,000
- Payments terms from 6 to 60 months
- No hard credit checks
- No early repayment fees
Why we’re different
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Outstanding customer experience

We’ve lent over £100m and we build our own platform. That means we’ve perfected the customer experience from beginning to end.
Caring, UK customer serviceOur in-house customer service and underwriting team are always happy to help. We’re rated 9.7 out of 10 on Trustpilot.
Inspired by customer researchWe test all our products with real shoppers to perfect an experience they’ll love.
“The Lending Works platform is the most customer-friendly application process we've found, both intuitive, quick and easy. We love the innovative finance options, no monthly fee and quick settlements”
Terry Healy, Portsmouth Golf Centre
A complete finance toolkit
We don’t just provide the most flexible products. We also give you complete training, documentation and compliance support.