Product comparison
Pay in 3
We finance everyday items to help customers buy more of the things that matter most.
- Split small-ticket items into 3 interest-free payments
- Finance from £50
- No FCA regulation required
- No early repayment fees
Flexi Finance
Flexible finance for higher value baskets, tailored to you and your customers.
- Interest-free and interest-bearing finance from £250 to £25,000
- Payments terms from 6 to 60 months
- No hard credit checks
- No early repayment fees
Why we’re different
| Feature | Traditional providers | Lending Works |
|---|---|---|
|  |  |
|  | |
| Bespoke finance options | | |
| Software integration | | |
| Customer experience | | |
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Outstanding customer experience
We’ve lent over £100m and we build our own platform. That means we’ve perfected the customer experience from beginning to end.
Caring, UK customer serviceOur in-house customer service and underwriting team are always happy to help. We’re rated 9.7 out of 10 on Trustpilot.
Inspired by customer researchWe test all our products with real shoppers to perfect an experience they’ll love.
A complete finance toolkit
We don’t just provide the most flexible products. We also give you complete training, documentation and compliance support.
Compliance
Our experts support you to ensure you’re compliant with consumer finance regulations.
Training
More than an integration guide, we’ll coach you and your staff on how to maximise sales with our retail finance products.
Documentation
From development to sales, we’ve documented everything you need to launch and grow retail finance.