Low-cost home improvement loans from Lending Works

16.9% APR Representative

Quote request won't impact your credit score

Applying is fast and easy

Rated "Excellent" on Trustpilot

The rate you are offered depends on your personal circumstances, the loan amount and the repayment term, and may differ from the Representative APR. We will confirm your rate when you receive your personalised quote.

Looking to improve your home?

Whether you're adding that conservatory you've been dreaming of for ages, re-doing the kitchen or bathroom, converting your loft or preparing the spare room for a new family member, rest assured that we've got the best loan for you!

Bypassing the banks enables us to offer much lower rates, making your home improvements more affordable. And our quick and simple application process means that your money can be in your bank account within two working days.

Looking to pay off your loan early? With us you can. At no extra cost.

Why take out a home improvement loan with us?

Straightforward with no hidden small print
Low-cost, fixed rate personal loans
48 hours from application to payout
Multi-award winning, 5-star customer service
Overpay or settle early, any time, at no extra cost

Simple online application

Get a personalised quote
2 minutes
Finish your application
30 seconds
Verify your application
<24h after quote
Receive your funds
<48h after quote

Award winning service

Our multi-award winning Customer Service team was voted 'highly commended' in the Most Trusted Loans Provider category at the Moneywise Customer Service Awards - for the third year in a row.

“Rates far better than  you’ll get from any bank”
Love Money