Low-cost holiday loans from Lending Works

7.9% APR Representative

Quote request won't impact your credit score

Applying is fast and easy

Rated "Excellent" on Trustpilot

The rate you are offered depends on your personal circumstances, the loan amount and the repayment term, and may differ from the Representative APR. We will confirm your rate when you receive your personalised quote.

Looking for a holiday loan?

Spread the cost of your holiday into affordable, monthly payments. Whether you’re going skiing in the Alps, sightseeing in Asia or road-tripping through America, by taking a loan with Lending Works you can rest assured that you are getting your money quickly and at great rates.

Simply decide how much and for how long, fill in our form and you’re done. Your money can be in your account within two working days!

Matching you directly with lenders, rather than a bank, allows us to offer much lower rates, making your holiday loan more affordable.

Think you can pay off your loan early? Save money with us, as we don’t charge early repayment fees!

Why take out a holiday loan with us?

Understandable
Straightforward with no hidden small print
Simple
Low-cost, fixed rate personal loans
Quick
48 hours from application to payout
Recommended
Multi-award winning, 5-star customer service
Flexible
Overpay or settle early, any time, at no extra cost

Simple online application

 
 
Get a personalised quote
2 minutes
Finish your application
30 seconds
Verify your application
<24h after quote
Receive your funds
<48h after quote

Award winning service

Our multi-award winning Customer Service team was voted 'highly commended' in the Most Trusted Loans Provider category at the Moneywise Customer Service Awards - for the third year in a row.

What our customers say


This was the most straightforward credit application I've done. The best rate and the best service.

Charlotte

“Rates far better than  you’ll get from any bank”
Love Money