Low-cost debt consolidation loans from Lending Works

7.9% APR Representative

Quote request won't impact your credit score

Applying is fast and easy

Rated "Excellent" on Trustpilot

The rate you are offered depends on your personal circumstances, the loan amount and the repayment term, and may differ from the Representative APR. We will confirm your rate when you receive your personalised quote.

Looking to consolidate your debts?

Consolidating your debt can save you a lot of money in the long run. So whether you have credit card debt or multiple outstanding loans, you may be better off combining your debt into one affordable, hassle-free Lending Works loan.

As a peer-to-peer lending platform, we bypass the banks and can often offer you much lower rates, making your debt more manageable. And our quick and simple application process means your money can be in your bank account within two working days.

Looking to pay off your loan early? With Lending Works you can. At no extra cost.

Furthermore, our guide to debt consolidation loans will tell you everything you need to know about the merits of this type of personal loan.

Why take out a debt consolidation loan from us?

Understandable
Straightforward with no hidden small print
Simple
Low-cost, fixed rate personal loans
Quick
48 hours from application to payout
Recommended
Multi-award winning, 5-star customer service
Flexible
Overpay or settle early, any time, at no extra cost

Simple online application

 
 
Get a personalised quote
2 minutes
Finish your application
30 seconds
Verify your application
<24h after quote
Receive your funds
<48h after quote

Award winning service

Our multi-award winning Customer Service team was voted 'highly commended' in the Most Trusted Loans Provider category at the Moneywise Customer Service Awards - for the third year in a row.

What our customers say


 Every stage of the application from applying to receiving the cash was extremely straightforward. The staff are so professional and offer a truly personal service.

Kirk

“Rates far better than  you’ll get from any bank”
Love Money