Low-cost, personal loans from Lending Works

How much would you like to borrow?

 
 
£5,000
+

How much would you like to pay back monthly?

<%= monthlyCost %>
Monthly payment
<%= apr %>%
APR
<%= term %> years
Term
<%= monthlyCost %>
Monthly payment
<%= apr %>%
APR
<%= term %> years
Term
<%= monthlyCost %>
Monthly payment
<%= apr %>%
APR
<%= term %> years
Term
<%= monthlyCost %>
Monthly payment
<%= apr %>%
APR
<%= term %> years
Term
<%= monthlyCost %>
Monthly payment
<%= apr %>%
APR
<%= term %> years
Term
Get my quote
No impact on your credit score

Representative example

Borrow <%= amount %> over <%= duration %> months at <%= apr %> APR representative. Monthly repayment of <%= monthly_cost %> and total amount payable of <%= total_cost %>. Interest rate of <%= annual_borrower_rate %> p.a. (fixed) and total fees of <%= total_fees %>.

Rate offered may differ from the representative APR and will be based on your personal circumstances, the loan amount and the repayment term. We will confirm your rate when you receive your personalised quote.

Looking to consolidate your debts?

Consolidating your debt can save you a lot of money in the long run. So whether you have credit card debt or multiple outstanding loans, you may be better off combining your debt into one affordable, hassle-free Lending Works loan.

As a peer-to-peer lending platform, we bypass the banks and can often offer you much lower rates, making your debt more manageable. And our quick and simple application process means your money can be in your bank account within two working days.

Looking to pay off your loan early? With Lending Works you can. At no extra cost.

Furthermore, our guide to debt consolidation loans will tell you everything you need to know about the merits of this type of personal loan.

Why take out a debt consolidation loan from us?

Understandable
Straightforward with no hidden small print
Simple
Low-cost, fixed rate personal loans
Quick
48 hours from application to payout
Recommended
Multi-award winning, 5-star customer service
Flexible
Overpay or settle early, any time, at no extra cost

Simple online application

 
 
Get a personalised quote
2 minutes
Finish your application
30 seconds
Verify your application
<24h after quote
Receive your funds
<48h after quote

Award winning service

Our multi-award winning Customer Service team was again voted "highly commended" in the Most Trusted Personal Loan Provider category at the 2016 Moneywise Customer Service Awards.

What our customers say


 Every stage of the application from applying to receiving the cash was extremely straightforward. The staff are so professional and offer a truly personal service.

Kirk
“Rates far better than  you’ll get from any bank”
Love Money