Low-cost car loans from Lending Works

7.9% APR Representative

Quote request won't impact your credit score

Applying is fast and easy

Rated "Excellent" on Trustpilot

The rate you are offered depends on your personal circumstances, the loan amount and the repayment term, and may differ from the Representative APR. We will confirm your rate when you receive your personalised quote.

Considering a car loan?

9.2 million cars are sold in the UK every year. Whether you are buying your dream car, a family motor or a run around, Lending Works supplies low-cost loans that might be able to help.

As we match you directly with lenders, skipping the bank, we can offer much lower rates, making your car loan more affordable.

Able to pay off your car loan early? With us you can. At no extra cost.

Why choose car finance with us?

Understandable
Straightforward with no hidden small print
Simple
Low-cost, fixed rate personal loans
Quick
48 hours from application to payout
Recommended
Multi-award winning, 5-star customer service
Flexible
Overpay or settle early, any time, at no extra cost

Simple online application

 
 
Get a personalised quote
2 minutes
Finish your application
30 seconds
Verify your application
<24h after quote
Receive your funds
<48h after quote

Award winning service

Our multi-award winning Customer Service team was voted 'highly commended' in the Most Trusted Loans Provider category at the Moneywise Customer Service Awards - for the third year in a row.

What our customers say


This was the most straightforward credit application I've done.
The best rate and the best service.

Charlotte

“Rates far better than  you’ll get from any bank”
Love Money