Low-cost car loans from Lending Works

12.9% APR Representative

Quote request won't impact your credit score

Applying is fast and easy

Rated "Excellent" on Trustpilot

The rate you are offered depends on your personal circumstances, the loan amount and the repayment term, and may differ from the Representative APR. We will confirm your rate when you receive your personalised quote.

Considering a car loan?

9.2 million cars are sold in the UK every year. Whether you are buying your dream car, a family motor or a run around, Lending Works supplies low-cost loans that might be able to help.

As we match you directly with lenders, skipping the bank, we can offer much lower rates, making your car loan more affordable.

Able to pay off your car loan early? With us you can. At no extra cost.

Why choose car finance with us?

Straightforward with no hidden small print
Low-cost, fixed rate personal loans
48 hours from application to payout
Multi-award winning, 5-star customer service
Overpay or settle early, any time, at no extra cost

Simple online application

Get a personalised quote
2 minutes
Finish your application
30 seconds
Verify your application
<24h after quote
Receive your funds
<48h after quote

Award winning service

Our multi-award winning Customer Service team was voted 'highly commended' in the Most Trusted Loans Provider category at the Moneywise Customer Service Awards - for the third year in a row.

“Rates far better than  you’ll get from any bank”
Love Money