Loan Calculator

Why get a loan from Lending Works?

  • Simple

    Low cost, fixed rate personal loans

    No banks and no sneaky fees

  • Quick

    Personalised quote that doesn't affect your credit score

    Apply in minutes, paid within two working days

  • Flexible

    No fees for overpayments or early settlements


How it works

Quick Sign-up

Get a personalised loan quote and apply in just a few minutes

Quick Sign-up

We'll review your application and give a decision within one working day

Quick Sign-up

Accept your loan and the money is in your account within one working day

Lending Works is a member of the P2PFA


Need some help?

We love talking to our customers!

Call us on 020 7096 8512

Email at

Lending Works wins Highly Commended at Moneywise Customer Service Awards 2015

”Rates far better than you’ll get from any bank“

Love Money

How much do you want to borrow?

And for how long?

Monthly cost:
Total amount payable:
No impact on your credit score

Representative example

Borrow £ over months at % APR representative. Monthly cost of £ and total amount payable of £. Interest rate of % p.a. (fixed) and total fees of £.

Subject to status. The rate you are offered will depend on your individual circumstances and may differ from the Representative APR.