Who are we?

Lending Works isn’t like old-fashioned finance companies. We seamlessly connect people that want to invest their money with sensible borrowers who want to get a great rate, so both get a better deal.

Rather than focusing exclusively on profits, we focus on being fair, transparent and honest. These values not only make us proud of the way we treat our customers, but also help us to set a new standard in financial services.

Our story


Lending Works is a personal loans success story. Starting from a team of six in 2014, we’ve now lent over £150 million, growing our loan volume over 100% each and every year. What’s more, our customers love us – we’re rated 9.7 out of 10 on Trustpilot.

Now we’re championing a new kind of customer-focused, research-driven retail finance, helping shoppers to buy the things they want while you grow your sales.

Our backers

Pollen Street Capital

Pollen Street Capital is a leader in financial services investing and has made over £1.2bn of investments.


NVM has made over 270 growth investments since 1984 and has over £300m under management.

Maven Capital

One of the UK’s leading private equity investors, Maven Capital has over £415m invested in UK growth businesses.

Meet the team

  • Jason Mackay

    Jason Mackay

    Advisor to the Board

  • Rajiv Puri

    Rajiv Puri

    Head of Compliance and General Counsel

  • Nick Harding

    Nick Harding

    Co-founder, CEO and Executive Director

  • Matthew Powell

    Matthew Powell

    Co-founder, CFO and Executive Director

  • Luis Felipe Farfan

    Luis Felipe Farfan


Our values

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