Boost your sales

We finance small-ticket and big-ticket purchases, from bike locks to bathrooms.

What is retail finance and how could offering finance increase your revenue?

By giving your customers more ways to buy, they're better placed to make tomorrow's purchase today. What's more, you deal directly with us, not middlemen, so you get great rates and your shoppers enjoy a world-class experience. Our cutting edge retail finance platform is designed to give you all of the tools you need, plus your customers a market-leading customer experience. We offer two products to our retail partners, as outlined below.

Boost your sales

Pay in 3

Offer retail finance on small basket sizes

Split small purchases into 3 interest-free payments

Purchases from £50

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Boost your sales

Flexi Finance

Retail finance from 6 to 60 months

Interest-free or interest-bearing

Purchases from £250

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Why Lending Works

Boost your sales

Turbo-charge your sales

According to Forrester, offering point-of-sale finance can increase sales by 17% and order value by 15%, on average. And with a retail finance platform like ours which is packed with innovative features, you can expect better than average.
Source: Forrester

Boost your sales

Customers love us

Both you and your customers will enjoy a seamless experience - be that online, in-store or over the phone. That’s why we’re rated 9.7 out of 10 on Trustpilot, and have an NPS score of +83. Just like you, we are passionate about world-class customer experience.

Boost your sales

Rocket science made simple

Our integration takes days, not months, and we support you all the way. View all your sales on one easy-to-use online account, or connect by API. What's more, behind the scenes our data scientists are continually optimising our models to maximise customer conversion rates. Plus, our retail finance platform is packed with features:

- Customer applications can take less than 2 minutes
- Soft credit check and instant decision
- Can be used in store, online, phone and email
- Zero deposit available (subject to discretionary approval)

What is Lending Works?

Lending Works is the UK’s leading disrupter at providing loans to consumers via partnerships with businesses. We offer retail finance and personal loans via four different channels.

We’re passionate about what we do. This passion is driven by taking pride in our customer and partner experience, and having strong values. Combined with our cutting edge technology and data science, we this makes Lending Works a great partner for businesses like yours.

Find out about Lending Works

Our track record


loans funded


YoY lending growth


borrower NPS

“The Lending Works platform is easy to work with. Having used complex, difficult to use platforms in the past, this makes the whole application process a breeze for us, and most importantly our customers.”

Daniel O’Farrell, Daniel Christopher Jewellery

We would love to discuss how retail finance could super-charge your sales