The interest rates are calculated presuming you re-lend your interest. Remember, you will need to tax your interest where necessary. Projections are not an indicator of future performance, and are intended as an aid to decision-making, not as a guarantee. Your capital is at risk and we are not covered by the Financial Services Compensation Scheme (FSCS).
Protecting your money
There are a million things to worry about every day, lending your money shouldn’t be one of them.
That's why we've created the Lending Works Shield.
The result: to date, every penny has been returned to our lenders.
How lending works
Accessing your money
Choosing where to invest your money is a very personal choice, as is deciding how you'd like to access it. We give you total flexibility in both investing and accessing your money.
Need to access your money early?
For a small fee of 0.6% or £20, whichever is greater, you can take some – or all – of your money back early, provided we can find another lender to step in.
Want to take a regular income?
Automatically transfer either your interest, or interest and capital into your bank account, every month. Totally hassle and cost-free.
“It has been another fiercely competitive year, but the likes of Lending Works continue to bring something fresh and more rewarding to the table."
Key statistics
“Lending Works has improved the protection given to investors by launching extended insurance for all its loans”
