The fair and simple P2P platform

Invest in personal loans to creditworthy borrowers

With investments, your capital is at risk.

The Telegraph
The Independent
Daily Mail
 

How lending works

Lending Works is a UK peer-to-peer lending company that seamlessly connects shrewd investors who want to lend money online with creditworthy borrowers who need a personal loan.

Learn more about lending >

 

Innovative Finance ISA

An Innovative Finance ISA (IFISA) allows you to enjoy all the benefits of peer-to-peer lending within a tax-free wrapper. And here at Lending Works, we make investing as quick, easy and safe as possible.

Learn more about ISAs >

 

Exceptional protection

Threefold protection for lenders, including an industry-first insurance against borrower default. The Lending Works Shield goes the extra mile to help protect you.

Learn more about the Shield >

Insurance-backed peer-to-peer lending

Easy to set up. Easy to use.

Peer-to-peer lending shouldn’t be daunting, so we’ve reduced the complexity as well as adding a unique insurance cover . The result? Not a penny has been lost, and all investors have earned their expected returns.

Remember, past performance is not a reliable indicator of future performance, and your capital is at risk.

Start investing

For more information, read our guide: How safe is peer-to-peer lending?

Straightforward personal loans

Fast and simple. Low cost loans.

Our low-cost peer-to-peer loans are quick and simple to arrange.

Get a no-obligation personalised quote in just two minutes and, once approved, the money can be in your bank account within one working day.

Get a loan

Our customers have helped us win

Moneynet Award Best Consumer Peer to Peer Platform - Lending Works
MoneyfactsCommended Award Peer to Peer Platform - Lending Works
Moneywise Award Best P2P Platform for Savers - Lending Works
Moneywise Award Trust Provider Personal Loans - Lending Works

Any questions?

We'd love to hear from you
Monday to Friday from 8am until 6pm.