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Getting started

  1. What are the criteria for investing with Lending Works?
  2. How do I create a Lending Works account?
  3. What's the difference between a Classic and an ISA account?

  1. What are the criteria for investing with Lending Works?

    To sign up as an investor with Lending Works, you must have a UK bank account, be at least 18 years of age and be a registered UK tax payer. See also Can I invest with Lending Works if I don't live in the UK?

    We'll also need to validate your identity to help prevent money laundering and other financial crime.

    For more information, please see section 6 of our terms and conditions.

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  2. How do I create a Lending Works account?

    Creating your Lending Works account is easy. Simply complete a short sign-up form, accept our terms and conditions and you're all set up.

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  3. What's the difference between a Classic and an ISA account?

    The Classic account is your general investment account, which is provided to all investors by default.

    The ISA account is an 'Innovative Finance ISA' - an Individual Savings Account which allows investors to subscribe up to £20,000 each tax year and earn tax-free interest on the full balance. You can also transfer in an unlimited amount from existing ISAs. There are a number of important rules relating to your ISA, which are set out in our ISA help section.

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