Getting started
What are the criteria for investing with Lending Works?
back to topTo sign up as an investor with Lending Works, you must have a UK bank account, be at least 18 years of age and be a registered UK tax payer. See also Can I invest with Lending Works if I don't live in the UK?
We'll also need to validate your identity to help prevent money laundering and other financial crime.
For more information, please see section 6 of our terms and conditions.
How do I create a Lending Works account?
back to topCreating your Lending Works account is easy. Simply complete a short sign-up form, accept our terms and conditions and you're all set up.
What's the difference between a Classic and an ISA account?
back to topThe Classic account is your general investment account, which is provided to all investors by default.
The ISA account is an 'Innovative Finance ISA' - an Individual Savings Account which allows investors to subscribe up to £20,000 each tax year and earn tax-free interest on the full balance. You can also transfer in an unlimited amount from existing ISAs. There are a number of important rules relating to your ISA, which are set out in our ISA help section.