In a challenging economic climate, where real wage growth has stagnated, interest rates sit at record lows, and inflation is on the rise, saving for retirement becomes all the more difficult.
It is now just over eight years since the financial firm Lehman Brothers filed for bankruptcy; still the largest in US history, and a moment which shook the world to its very core.
It’s barely been a fortnight since the historic referendum vote, but with all the economic fallout which has ensued, it feels as though it took place during a previous lifetime.
Less than a week in, and the fallout from Brexit has been immense. The prime minister has already been a casualty, and the political and economic upheaval appears to have only just begun.
At Lending Works, one constant since we launched in January 2014 has been that home improvement loans have been one of the chief loan purposes among our borrowers.