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    1. Home
    2. Finance
    • The UK pensions gap and you
      Michael Todt - 7 June 2017

      Most people thought that Brexit would have dominated the 2017 General Election (GE) agenda for the leading parties, but many other issues bubbled to the surface.

    • The power of bank switching
      Michael Todt - 31 May 2017

      The coalition government may not have appeased everyone, but one measure that was introduced under its stewardship which few could argue with was the Current Account Switch Service.

    • Are PCPs an optimal form of consumer car finance?
      Michael Todt - 18 May 2017

      The growth of the British economy has defied expectations over the past year, and the motor vehicle industry epitomises this level of performance more than most.

    • London Live interview - British attitudes towards retirement
      Michael Todt - 5 April 2017

      Following research Lending Works recently conducted, London Live's Alex Beard speaks to Mike Todt.

    • 5 handy pension boosters for your retirement
      Michael Todt - 17 February 2017

      There is much talk of an ageing UK population, and, with the economy facing challenges and a Government grappling with rising national debt, it’s fair to say that ample support from the State is not something that can be taken for granted in the long-term.

    • Infographic: 22 per cent of Brits think they'll never be able to retire
      Michael Todt - 16 January 2017

      In a challenging economic climate, where real wage growth has stagnated, interest rates sit at record lows, and inflation is on the rise, saving for retirement becomes all the more difficult.

    • Pension tax breaks: A time for steady hands
      Michael Todt - 20 October 2016

      For savers and pensioners, it’s certainly been a ‘mixed’ couple of years. 

    • The dangers facing the current financial system
      Michael Todt - 6 October 2016

      It is now just over eight years since the financial firm Lehman Brothers filed for bankruptcy; still the largest in US history, and a moment which shook the world to its very core.

    • The 5 best ways to finance your new car
      Michael Todt - 23 September 2016

      The UK’s roads are a congested network. In fact, recent research shows that there are just under 26 million licensed cars in England alone.

    • The Bank of Mum and Dad and first-time homeowners
      Michael Todt - 8 September 2016

      The influence of the so-called Bank of Mum and Dad on the next generation of UK homeowners says much about the state of today’s property market.

    • Is cash still king?
      Michael Todt - 11 August 2016

      In this fast-paced world we live in today, where convenience reigns supreme, the end of cash as a means of paying for things feels somewhat inevitable.

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    Featured

    • Credit risk performance update - October 2020
      Ines Maia - 30 October 2020
      Summary of a post.
    • Credit risk performance update - July 2020
      Ines Maia - 31 July 2020
      Summary of a post.
    • Lending Works set to receive significant growth capital
      - 3 July 2020
      Summary of a post.
    • Credit risk performance update - April 2020
      Ines Maia - 30 April 2020
      Summary of a post.
    • Credit risk performance update - January 2020
      Ines Maia - 29 January 2020

      In line with our risk management framework, today we published our Q4 2019 performance update.

    • Lending Works ranks 21st in the Sunday Times Hiscox Tech Track 100
      Scott Robertson - 6 September 2019

      As a platform, we take great pride in all that we've achieved since opening our doors for business nearly six years ago. We’ve 

    Most popular

    • Our take on Budget Day 2020
      Anthony Burgess - 13 March 2020

      Wednesday’s Budget speech, coupled with the cut to Bank of England rates, represented a decisive response to the coronavirus. Here we analyse the impact it will have on mitigating disruption from Covid-19, along with the long-term implications of this significant fiscal stimulus.

    • A crucial Budget for UK enterprise
      Anthony Burgess - 3 March 2020

      Rumblings from the Treasury ahead of next week's Budget suggest tax grabs will be needed to fund increased spending, and it appears UK enterprise could be in the firing line. Here we articulate why targeting entrepreneurs and small business is ill advised.

    • How to improve conversion rates
      Scott Robertson - 28 June 2019

      In a difficult climate, customer acquisition and lead generation present stern challenges for UK retailers, and a great deal of marketing spend invariably gets directed towards getting feet through the door. 

    • 5 ways to improve customer retention
      Scott Robertson - 27 June 2019

      There is a variety of literature and research illustrating the importance of building brand loyalty, albeit with some degree of variance. 

    • The rise of challenger banks
      Michael Todt - 21 April 2016

      Over the last decade, there can be little dispute that the reputation of mainstream banks – and particularly the so-called ‘Big Four’ (HSBC, Barclays, Lloyds and RBS) – is at its lowest ebb.

    • Peer-to-peer lending explained
      Nicholas Harding - 2 March 2015

      The idea of peer-to-peer (P2P) lending is a simple one; you lend money to those who wish to borrow, with a view to receiving a great return for doing so.

    Recent

    • IFISAs: an appealing middle ground this ISA season
      Anthony Burgess - 18 March 2020

      The 2019-20 ISA season has been a damp squib, with banks disinterested in attracting savers’ cash, rates cut, and the stock market in freefall. However, the emergence of the IFISA means alternatives beckon for those seeking a stable middle ground in terms of risk and reward.

    • Why do asset prices keep climbing?
      Anthony Burgess - 25 February 2020

      In a decade of slow recovery, the rapid rise in asset prices has been the standout. But how sustainable has price growth been, and could we be in the midst of a bubble?

    • Fear not for British retail – an exciting future awaits
      Robbie Humphreys - 19 February 2020
      Summary of a post.
    • Income Tax: It’s here to stay
      Anthony Burgess - 11 February 2020

      Most people consider income tax to be a given, but in the UK it is barely two centuries old. In this article, we look at how this tax has developed over the years, and also why it is set to remain at the core of our tax system for many decades to come.

    • Open banking: slow, but steady progress
      Anthony Burgess - 5 February 2020

      Open banking celebrated its second birthday last month, but has the ‘revolution for financial services’ that was promised actually come to pass? In this article, we look at the progress the initiative has made so far, and what the future holds in the face of high levels of scepticism.

    • Has the energy price cap worked?
      Anthony Burgess - 28 January 2020

      On the face of it, a 'broken' energy market needed fixing, and the price caps introduced in early 2019 were heralded as the solution. But, one year later, have they actually helped consumers save?

The Lending Works Shield does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Lending Works Trustee has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Lending Works Shield when considering whether or how much to invest. For more information click here.

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Lending Works Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 723151), a member of Cifas (leaders in fraud prevention) and registered with the Information Commissioner's Office (ICO) (registration number ZA002001). Lending Works Limited is registered in England and Wales (company number 8302549) and its registered office is at 60 Gray's Inn Road, London, WC1X 8AQ. All data from this website (including statistical or market data) is protected by © and may not be used for any purpose without a licence. © Lending Works Limited 2020. All rights reserved.