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    1. Home
    2. Economy
    • The EU referendum debate and us
      Michael Todt - 18 February 2016

      If you dare open a newspaper these days, it's difficult subject matter to avoid.

    • The experts' view of our economy in 2016
      Michael Todt - 28 January 2016

      The year 2015 certainly didn’t come without its challenges, but we all stopped to take a breath at the end of it to enjoy the New Year’s Eve festivities. 

    • Did Osborne miss a trick at the Spending Review?
      Michael Todt - 26 November 2015

      It wouldn’t be a George Osborne speech in the House of Commons unless there was a dramatic headline.

    • Autumn Review: 4 things we'd like to see from George
      Michael Todt - 19 November 2015

      Who would want to be George Osborne right now?

    • UK Budget deficit: Why all the fuss?
      Michael Todt - 11 November 2015

      It’s been at the epicentre of all things polarising in many of George Osborne’s policies.

    • Deflation, and a more expensive life
      Michael Todt - 15 October 2015
      Summary of a post.
    • Corbynomics, Clinton-Greenspan and Lady Luck
      Michael Todt - 24 September 2015

      “They’re poverty deniers! Austerity is a political choice being imposed on the poorest and most vulnerable!”

    • 4 things we’d like to see at the Summer Budget
      Michael Todt - 7 July 2015

      Set against the backdrop of Greek financial turmoil, raging debates on the merits of austerity, and unrest over impending welfare cuts, Wednesday’s ‘emergency’ Budget – the Conservatives’ first in more than 18 years.

    • Deflation: Cheer or fear?
      Michael Todt - 15 April 2015

      Depending on your predisposition to decimal places, Britain may well have dipped its toes into the murky waters of deflation in March.

    • Top 5 things you should take from Budget 2015
      Michael Todt - 19 March 2015

      The blurred lines between politics and economics were very much in evidence at Wednesday’s pre-election Budget, and whether George Osborne’s speech was a success in the context of the former will be debated in the days to come.

    • The Budget 2015: What should you expect?
      Michael Todt - 16 March 2015

      As all eyes fall on George Osborne for Wednesday’s delivery of the Budget, we wanted to share our thoughts with you as to what might be in store.

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    Featured

    • Credit risk performance update - October 2020
      Ines Maia - 30 October 2020
      Summary of a post.
    • Credit risk performance update - July 2020
      Ines Maia - 31 July 2020
      Summary of a post.
    • Lending Works set to receive significant growth capital
      - 3 July 2020
      Summary of a post.
    • Credit risk performance update - April 2020
      Ines Maia - 30 April 2020
      Summary of a post.
    • Credit risk performance update - January 2020
      Ines Maia - 29 January 2020

      In line with our risk management framework, today we published our Q4 2019 performance update.

    • Lending Works ranks 21st in the Sunday Times Hiscox Tech Track 100
      Scott Robertson - 6 September 2019

      As a platform, we take great pride in all that we've achieved since opening our doors for business nearly six years ago. We’ve 

    Most popular

    • Our take on Budget Day 2020
      Anthony Burgess - 13 March 2020

      Wednesday’s Budget speech, coupled with the cut to Bank of England rates, represented a decisive response to the coronavirus. Here we analyse the impact it will have on mitigating disruption from Covid-19, along with the long-term implications of this significant fiscal stimulus.

    • A crucial Budget for UK enterprise
      Anthony Burgess - 3 March 2020

      Rumblings from the Treasury ahead of next week's Budget suggest tax grabs will be needed to fund increased spending, and it appears UK enterprise could be in the firing line. Here we articulate why targeting entrepreneurs and small business is ill advised.

    • How to improve conversion rates
      Scott Robertson - 28 June 2019

      In a difficult climate, customer acquisition and lead generation present stern challenges for UK retailers, and a great deal of marketing spend invariably gets directed towards getting feet through the door. 

    • 5 ways to improve customer retention
      Scott Robertson - 27 June 2019

      There is a variety of literature and research illustrating the importance of building brand loyalty, albeit with some degree of variance. 

    • The rise of challenger banks
      Michael Todt - 21 April 2016

      Over the last decade, there can be little dispute that the reputation of mainstream banks – and particularly the so-called ‘Big Four’ (HSBC, Barclays, Lloyds and RBS) – is at its lowest ebb.

    • Peer-to-peer lending explained
      Nicholas Harding - 2 March 2015

      The idea of peer-to-peer (P2P) lending is a simple one; you lend money to those who wish to borrow, with a view to receiving a great return for doing so.

    Recent

    • IFISAs: an appealing middle ground this ISA season
      Anthony Burgess - 18 March 2020

      The 2019-20 ISA season has been a damp squib, with banks disinterested in attracting savers’ cash, rates cut, and the stock market in freefall. However, the emergence of the IFISA means alternatives beckon for those seeking a stable middle ground in terms of risk and reward.

    • Why do asset prices keep climbing?
      Anthony Burgess - 25 February 2020

      In a decade of slow recovery, the rapid rise in asset prices has been the standout. But how sustainable has price growth been, and could we be in the midst of a bubble?

    • Fear not for British retail – an exciting future awaits
      Robbie Humphreys - 19 February 2020
      Summary of a post.
    • Income Tax: It’s here to stay
      Anthony Burgess - 11 February 2020

      Most people consider income tax to be a given, but in the UK it is barely two centuries old. In this article, we look at how this tax has developed over the years, and also why it is set to remain at the core of our tax system for many decades to come.

    • Open banking: slow, but steady progress
      Anthony Burgess - 5 February 2020

      Open banking celebrated its second birthday last month, but has the ‘revolution for financial services’ that was promised actually come to pass? In this article, we look at the progress the initiative has made so far, and what the future holds in the face of high levels of scepticism.

    • Has the energy price cap worked?
      Anthony Burgess - 28 January 2020

      On the face of it, a 'broken' energy market needed fixing, and the price caps introduced in early 2019 were heralded as the solution. But, one year later, have they actually helped consumers save?

The Lending Works Shield does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Lending Works Trustee has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Lending Works Shield when considering whether or how much to invest. For more information click here.

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Lending Works Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 723151), a member of Cifas (leaders in fraud prevention) and registered with the Information Commissioner's Office (ICO) (registration number ZA002001). Lending Works Limited is registered in England and Wales (company number 8302549) and its registered office is at 60 Gray's Inn Road, London, WC1X 8AQ. All data from this website (including statistical or market data) is protected by © and may not be used for any purpose without a licence. © Lending Works Limited 2020. All rights reserved.