Skip to main content
 
  • Peer-to-peer lending
    • Overview
    • How it works
  • Innovative Finance ISA
    • Overview
    • How it works
  • Personal loans
  • About us
    • Company & culture
    • Meet the team
    • Risk management
    • The Shield
    • Statistics
    • Blog
  • Contact us
  • Help centre
    • Overview
    • Lender help
    • ISA help
    • Borrower help
    • Finance guides
  • Log in
  • My account
  • Peer-to-peer lending
    • Overview
    • How it works
  • Innovative Finance ISA
    • Overview
    • How it works
  • Personal loans
  • About us
    • Company & culture
    • Meet the team
    • Risk management
    • The shield
    • Statistics
    • Blog
  • Contact us
  • Help centre
    • Overview
    • Lender help
    • Borrower help
    • ISA help
    • Finance guides
  • ISA
  • Peer to peer
  • Investing
  • Retail finance
  • Finance
  • Technology
  • Economy
  • Current affairs
    1. Home
    2. Economy
    • Why does the deficit matter?
      Scott Robertson - 2 August 2019

      In recent years, we’ve grown accustomed to seeing the UK budget deficit beat expectations each month. Indeed, as recently as January, there was actually a surplus (ie: the level of tax revenue received by the Exchequer exceeded the total spent by the Government on everyday costs such as welfare and public services) – the largest on record for the month of January. 

    • Quantitative easing: a race to the bottom
      Scott Robertson - 5 July 2019

      In the aftermath of the financial crisis back in 2008/09, the Bank of England (BoE) had considerable headroom in terms of monetary policy, and - rightly - it made full use of it. 

    • Should we be more positive about our economy?
      Scott Robertson - 25 April 2019

      On a daily basis, diligent readers of financial publications consume a wide range of economic data, which act as key performance indicators regarding the state of the UK economy.

    • Recession: inevitable, but is it imminent?
      Scott Robertson - 13 December 2018

      As the adage goes, every 5-7 years, people forget that a recession happens every 5-7 years.

    • Is inequality in the UK on the rise?
      Scott Robertson - 8 November 2018

      You often hear the phrase ‘the rich get richer, and the poor get poorer’ within political and economic discourse, and the UK in particular gets singled out for high levels of inequality.

    • What next for global markets?
      Scott Robertson - 18 October 2018

      It’s fair to say that last week was a turbulent one for global stock markets. The International Monetary Fund (IMF) published a Financial Stability Report on Wednesday at its annual meeting in Indonesia, and the paper struck a less-than-optimistic tone.

    • Are price controls good or bad for the UK economy?
      Scott Robertson - 27 September 2018

      A couple of weeks ago, industry regulator Ofgem introduced a new cap on energy prices.

    • What impact has August’s base rate hike had on savers and borrowers?
      Scott Robertson - 19 September 2018

      The decision to raise Bank of England (BoE) rates at the start of August was ostensibly one that would bring relief to hard-pressed savers.

    • The ghosts of Lehman Brothers: 10 years later
      Scott Robertson - 12 September 2018

      It is scarcely believable that precisely a decade has passed since the once-mighty Lehman Brothers collapsed. Time certainly does fly.

    • The case for business rates reform
      Scott Robertson - 22 August 2018

      Market sentiment towards the recent struggles of the UK high street has been unequivocally negative, which in turn has left many people wondering if this is an indicator that hard times lie ahead for the wider economy.

    • British unemployment rate: Shouldn’t we be celebrating?
      Scott Robertson - 15 August 2018

      These days, it feels like there are only three certainties in life. Death. Taxes. And falling unemployment in the UK.

  • « first
  • ‹ previous
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • next ›
  • last »

    Featured

    • Credit risk performance update - October 2020
      Ines Maia - 30 October 2020
      Summary of a post.
    • Credit risk performance update - July 2020
      Ines Maia - 31 July 2020
      Summary of a post.
    • Lending Works set to receive significant growth capital
      - 3 July 2020
      Summary of a post.
    • Credit risk performance update - April 2020
      Ines Maia - 30 April 2020
      Summary of a post.
    • Credit risk performance update - January 2020
      Ines Maia - 29 January 2020

      In line with our risk management framework, today we published our Q4 2019 performance update.

    • Lending Works ranks 21st in the Sunday Times Hiscox Tech Track 100
      Scott Robertson - 6 September 2019

      As a platform, we take great pride in all that we've achieved since opening our doors for business nearly six years ago. We’ve 

    Most popular

    • Our take on Budget Day 2020
      Anthony Burgess - 13 March 2020

      Wednesday’s Budget speech, coupled with the cut to Bank of England rates, represented a decisive response to the coronavirus. Here we analyse the impact it will have on mitigating disruption from Covid-19, along with the long-term implications of this significant fiscal stimulus.

    • A crucial Budget for UK enterprise
      Anthony Burgess - 3 March 2020

      Rumblings from the Treasury ahead of next week's Budget suggest tax grabs will be needed to fund increased spending, and it appears UK enterprise could be in the firing line. Here we articulate why targeting entrepreneurs and small business is ill advised.

    • How to improve conversion rates
      Scott Robertson - 28 June 2019

      In a difficult climate, customer acquisition and lead generation present stern challenges for UK retailers, and a great deal of marketing spend invariably gets directed towards getting feet through the door. 

    • 5 ways to improve customer retention
      Scott Robertson - 27 June 2019

      There is a variety of literature and research illustrating the importance of building brand loyalty, albeit with some degree of variance. 

    • The rise of challenger banks
      Michael Todt - 21 April 2016

      Over the last decade, there can be little dispute that the reputation of mainstream banks – and particularly the so-called ‘Big Four’ (HSBC, Barclays, Lloyds and RBS) – is at its lowest ebb.

    • Peer-to-peer lending explained
      Nicholas Harding - 2 March 2015

      The idea of peer-to-peer (P2P) lending is a simple one; you lend money to those who wish to borrow, with a view to receiving a great return for doing so.

    Recent

    • IFISAs: an appealing middle ground this ISA season
      Anthony Burgess - 18 March 2020

      The 2019-20 ISA season has been a damp squib, with banks disinterested in attracting savers’ cash, rates cut, and the stock market in freefall. However, the emergence of the IFISA means alternatives beckon for those seeking a stable middle ground in terms of risk and reward.

    • Why do asset prices keep climbing?
      Anthony Burgess - 25 February 2020

      In a decade of slow recovery, the rapid rise in asset prices has been the standout. But how sustainable has price growth been, and could we be in the midst of a bubble?

    • Fear not for British retail – an exciting future awaits
      Robbie Humphreys - 19 February 2020
      Summary of a post.
    • Income Tax: It’s here to stay
      Anthony Burgess - 11 February 2020

      Most people consider income tax to be a given, but in the UK it is barely two centuries old. In this article, we look at how this tax has developed over the years, and also why it is set to remain at the core of our tax system for many decades to come.

    • Open banking: slow, but steady progress
      Anthony Burgess - 5 February 2020

      Open banking celebrated its second birthday last month, but has the ‘revolution for financial services’ that was promised actually come to pass? In this article, we look at the progress the initiative has made so far, and what the future holds in the face of high levels of scepticism.

    • Has the energy price cap worked?
      Anthony Burgess - 28 January 2020

      On the face of it, a 'broken' energy market needed fixing, and the price caps introduced in early 2019 were heralded as the solution. But, one year later, have they actually helped consumers save?

The Lending Works Shield does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Lending Works Trustee has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Lending Works Shield when considering whether or how much to invest. For more information click here.

  • Lending Works Blog
    • ISA
    • Peer to peer
    • Investing
    • Finance
    • Technology
    • Economy
    • Current affairs
  • Lending Works
    • About Us
    • Contact Us
    • Finance Guides
    • Help Centre
    • Innovative Finance ISA
    • Lending Works Retail Finance
    • Peer to Peer Lending

Lending Works Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 723151), a member of Cifas (leaders in fraud prevention) and registered with the Information Commissioner's Office (ICO) (registration number ZA002001). Lending Works Limited is registered in England and Wales (company number 8302549) and its registered office is at 60 Gray's Inn Road, London, WC1X 8AQ. All data from this website (including statistical or market data) is protected by © and may not be used for any purpose without a licence. © Lending Works Limited 2020. All rights reserved.