Current Affairs | Lending Works Blog

The brave new world of cryptocurrencies
Scott Robertson - 27 June 2019
Eighteen months ago, you could barely open the finance section of a newspaper without seeing headlines about Bitcoin.
Mark Carney: a tenure of inertia
Scott Robertson - 17 May 2019
The starting gun has been fired to seek out Mark Carney's successor as Governor of the Bank of England (BoE), but he will nevertheless remain in his post until January 2020.
Are falling house prices actually a bad thing?
Scott Robertson - 18 July 2018
Britons' obsession with home ownership is somewhat unique, and it is fair to say that many of our friends on the Continent are left perplexed by the importance we attribute to making the step up onto the housing ladder.
The rise of Generation Rent - and Generation Landlord
Scott Robertson - 21 February 2018
There are a number of statistics which emphasise the growing generational wealth divide in the UK; such as the projection that so-called millennials will be the first in modern history to be poorer than their parents.

Featured

Credit risk performance update - October 2020
Ines Maia - 30 October 2020
Summary of a post.
Credit risk performance update - July 2020
Ines Maia - 31 July 2020
Summary of a post.
Lending Works set to receive significant growth capital
- 3 July 2020
Summary of a post.
Credit risk performance update - April 2020
Ines Maia - 30 April 2020
Summary of a post.
Credit risk performance update - January 2020
Ines Maia - 29 January 2020
In line with our risk management framework, today we published our Q4 2019 performance update.
Lending Works ranks 21st in the Sunday Times Hiscox Tech Track 100
Scott Robertson - 6 September 2019
As a platform, we take great pride in all that we've achieved since opening our doors for business nearly six years ago. We’ve

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Our take on Budget Day 2020
Anthony Burgess - 13 March 2020
Wednesday’s Budget speech, coupled with the cut to Bank of England rates, represented a decisive response to the coronavirus. Here we analyse the impact it will have on mitigating disruption from Covid-19, along with the long-term implications of this significant fiscal stimulus.
A crucial Budget for UK enterprise
Anthony Burgess - 3 March 2020
Rumblings from the Treasury ahead of next week's Budget suggest tax grabs will be needed to fund increased spending, and it appears UK enterprise could be in the firing line. Here we articulate why targeting entrepreneurs and small business is ill advised.
How to improve conversion rates
Scott Robertson - 28 June 2019
In a difficult climate, customer acquisition and lead generation present stern challenges for UK retailers, and a great deal of marketing spend invariably gets directed towards getting feet through the door.
5 ways to improve customer retention
Scott Robertson - 27 June 2019
There is a variety of literature and research illustrating the importance of building brand loyalty, albeit with some degree of variance.
The rise of challenger banks
Michael Todt - 21 April 2016
Over the last decade, there can be little dispute that the reputation of mainstream banks – and particularly the so-called ‘Big Four’ (HSBC, Barclays, Lloyds and RBS) – is at its lowest ebb.
Peer-to-peer lending explained
Nicholas Harding - 2 March 2015
The idea of peer-to-peer (P2P) lending is a simple one; you lend money to those who wish to borrow, with a view to receiving a great return for doing so.

Recent

Credit risk performance update - October 2021
Ines Maia - 29 October 2021
Summary of a post.
Credit risk performance update - June 2021
Ines Maia - 30 July 2021
Summary of a post.
Credit risk performance update - March 2021
Ines Maia - 30 April 2021
Summary of a post.
Credit risk performance update - December 2020
Ines Maia - 29 January 2021
Summary of a post.
IFISAs: an appealing middle ground this ISA season
Anthony Burgess - 18 March 2020
The 2019-20 ISA season has been a damp squib, with banks disinterested in attracting savers’ cash, rates cut, and the stock market in freefall. However, the emergence of the IFISA means alternatives beckon for those seeking a stable middle ground in terms of risk and reward.
Why do asset prices keep climbing?
Anthony Burgess - 25 February 2020
In a decade of slow recovery, the rapid rise in asset prices has been the standout. But how sustainable has price growth been, and could we be in the midst of a bubble?

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