The housing crisis in the UK needs little introduction, and the statistics say it all. Rates of home ownership plummeted from 73.3 per cent in 2007 to just 63.4 per cent by the end of 2016.

A couple of weeks ago, industry regulator Ofgem introduced a new cap on energy prices. Specifically, those on default tariffs will have their annual bills capped at £1,136, making for an average saving of £75 for an estimated 11 million Brits.

It is scarcely believable that precisely a decade has passed since the once-mighty Lehman Brothers collapsed. Time certainly does fly.

The issue of social care – and, more specifically, funding the cost of this care – is one which has become a major concern for our society.

These days, it feels like there are only three certainties in life. Death. Taxes. And falling unemployment in the UK.