Simple, fair peer-to-peer lending
Invest in personal loans to creditworthy borrowers

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As with all investments, your capital is at risk.

Welcome to fair finance

Lending Works isn’t like old fashioned financial services companies. We seamlessly connect people that want to invest their money with sensible borrowers who want to get a better rate on their personal loan, so both get a better deal. Rather than focusing exclusively on profits, we focus on being fair, transparent and honest. These values not only make us proud of the way we treat our customers, but also help us to set a new standard in financial services.

Friendly, insurance backed lending

We’ve made growing your money easier than ever. Peer-to-peer lending shouldn’t be daunting, so we’ve reduced the complexity as well as adding our unique insurance cover. The result? Not a penny has been lost, and no (more) hairs have turned grey.

Remember, past performance is not a reliable indicator of future performance, and your capital is at risk.Start lending

Straightforward personal loans

Our low-cost loans are quick and simple to arrange. Get a no-obligation personalised quote in just 2 minutes and once approved the money can be in your bank account within one working day.
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Our customers have helped us win

Moneynet Award Best Consumer Peer to Peer Platform - Lending Works
MoneyfactsCommended Award Peer to Peer Platform - Lending Works
Moneywise Award Best P2P Platform for Savers - Lending Works
Moneywise Award Trust Provider Personal Loans - Lending Works

What our customers say

After researching, Lending Works offered the best balance of competitive returns and credible protection to me.


Don’t just take our word for it

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We'd love to hear from you
020 7096 8512