Personal loans

Fast. Fair. Simple.

Get a personalised quote in under three minutes, and receive money into your account within one working day.

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12.9% APR Representative

A smart, flexible and hands-off investment

A smart, flexible and hands-off investment

Easy to set up. Easy to use.

Peer-to-peer lending shouldn’t be daunting, so we’ve reduced the complexity as well as adding first-loss cover provided by the Lending Works Shield. The result? A flexible, diversified and hassle-free investment.

Remember, with investments your capital is at risk.

Start investing

For more information, read our guide: How safe is peer-to-peer lending? 

Tax-free investments with IFISAs

Tax-free investments with IFISAs

Innovative finance. Tax-free.

Invest up to £20,000 each year and easily transfer any existing ISA into our Innovative Finance ISA (IFISA). Benefit from tax-free interest on your peer-to-peer investment, while enjoying the same great benefits as our Classic account.

Projected returns are not guaranteed. With investments, your capital is at risk.

Open your ISA
Tax-free investments with IFISAs

Find out more by reading our guide: What is an Innovative Finance ISA 

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