Great returns, total peace of mind

Lending Works offers fantastic returns by lending your money directly to creditworthy borrowers. They benefit from low-cost loans while you earn interest. We’ve also gone the extra mile to ensure your money is safe by protecting against the risk of borrower default.

All calculations are an annualised projected return before tax. We are not covered by the FSCS and as with all forms of lending capital is at risk.

3 years
5 years

The Independent recommends Lending Works

“Lending Works has improved the protection given to investors by launching extended insurance for all its loans”

Protecting your money

There are a million things to worry about every day. Lending your money shouldn’t be one of them. The Lending Works Shield includes a Reserve Fund which covers missed loan repayments and a unique insurance which protects against borrowers defaulting due to:

  • Loss of employment
  • Fraud and cybercrime
  • Accident, sickness and death

Learn more   

Lending Works Lender

”Quick and simple to register and transfer money in. My money was quickly lent at a very good rate for 5 years, way better than my bank.“

Eric, London


It's simple

Quick Sign-up

Sign up in just 2 minutes

Protecting Lending

Securely transfer your money

Flexible Lending

Decide how long you wish to lend for

Earn Money

Enjoy watching your money grow!

Lending Works is a member of the P2PFA


Need some help?

We love talking to our customers!

Call us on 020 7096 8512

Email at

Lending Works wins Highly Commended at Moneywise Customer Service Awards 2015

Earn 4.7%

over 3 years

Earn 6.3%

over 5 years