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Market leading lender protection
& transparent personal loans

Market leading lender protection
& flexible personal loans

Lend Money

Earn % Annualised
Benefit from our market leading threefold protection

Lend your Money

Borrow Money

Fixed rate personal loans
Simple & transparent
Paid in two working days

Get a quote

How it Works

Lending Works is a peer-to-peer lending platform that matches shrewd lenders to thoroughly underwritten personal loan borrowers, so both receive a much better deal. Lending Works is authorised and regulated by the Financial Conduct Authority, click here for more information.

Lending Works offers a unique level of protection to its lenders using the Lending Works Shield, part of our threefold protection.

  • The Lending Works Shield insures against:

  • Borrower defaults
  • Cybercrime
  • Fraud
  • Although our meticulous underwriting means your money is lent to only the most creditworthy borrowers, as with all forms of lending your capital is at risk. Read more about the risks involved and how we manage them by clicking here.

Go to Lend Money or Borrow Money for more details or click on the video link above which explains how Lending Works.